Dental Retirement Plan Administration
Tax-advantaged plans designed and overseen with the dental practice in mind.
Build Your Future While You Lower Today's Taxes
Qualified retirement plans can provide significant tax advantages for your practice while ensuring the security of your financial future. These include defined-contribution and defined-benefit plans, Keoghs, SEPs, SIMPLEs, and more.
Our expertise in these areas allows us to recommend, implement, and oversee the type of plan that best serves the unique retirement needs of you, your family, and your employees, and to keep that plan on track as your practice grows.
The right plan rewards you now and funds the retirement you are working toward.
Plans We Design & Administer
We match the structure to your income, your age, your team, and your goals.
401(k) & Profit Sharing
Flexible, familiar plans that let you and your team contribute while sharing practice profits tax-efficiently.
Defined Benefit & Cash Balance
Powerful plans for established owners who want to contribute and deduct substantially more each year.
SEP Plans
A straightforward, low-administration option that works well for many smaller dental practices.
SIMPLE IRA Plans
An easy way to offer staff a retirement benefit while keeping costs and complexity manageable.
Keogh Plans
Retirement structures suited to self-employed dentists and unincorporated practices.
Ongoing Administration
We oversee compliance, contributions, and filings so the plan keeps doing its job year after year.
Recommend, Implement, Oversee
A retirement plan is only as good as the design behind it and the administration that keeps it compliant. We handle all three, and because we know your practice's accounting and tax picture, the plan is built to fit the whole.
From the first contribution to the day you transition out, your plan stays aligned with your financial and retirement goals.
Common Questions
What dentists most often ask about retirement plans with PPC.
It depends on your goals, your income, your age, and your team. A solo owner wanting to maximize contributions late in their career may be best served by a defined-benefit or cash-balance plan, while a smaller or newer practice may prefer a SIMPLE or SEP. We evaluate your situation and recommend the plan that best serves you, your family, and your employees.
Qualified retirement plans can provide significant tax advantages for your practice while securing your financial future. Contributions are generally deductible to the practice and grow tax-deferred, which can meaningfully reduce current taxable income. That is one reason retirement planning and tax planning work best together.
Most qualified plans include coverage and contribution rules for eligible employees. The right plan design balances the benefit to you against the cost of covering your team. We help you weigh those trade-offs so the plan is both compliant and worthwhile for the practice.
We do. Beyond recommending and implementing the plan, we oversee its ongoing administration so it stays compliant and continues to serve its purpose as your practice changes. You stay focused on dentistry while we keep the plan on track.
Yes. The plan that fit a new practice often is not the one that fits a mature, higher-earning practice. We review your plan over time and help you transition to a structure that captures more benefit as your income and goals evolve.
Your retirement plan and your eventual practice sale are two halves of the same goal: funding the life you want after dentistry. Because PPC also handles valuation, transition, and financial planning, we design your plan with that finish line in mind.
Design a Plan That Works as Hard as You Do
Let's find the retirement plan that lowers your taxes today and secures your future.
Message Us